Life insurance, without the hassle
Many applicants get a decision in about 10 minutes. No paperwork marathons, no months of waiting.

Who it's for
Parents protecting young kids, homeowners covering a mortgage, and anyone who wants their family looked after if something happens.
- Fast decisions. Many applicants hear back in about 10 minutes.
- Health history? Many existing conditions can still qualify.
- Living with diabetes? A1C levels up to 9 may still be eligible.
Covered in three steps
Quick call
We learn about your family, budget and goals in a short consultation.
Simple application
Answer a few health questions. Many people get a decision in minutes.
You're protected
Coverage starts and we review it with you as your life changes.
Common questions
How fast can I get covered?
Many applicants receive a decision in about 10 minutes. Some cases need more review, and we'll tell you up front if yours might.
Can I qualify with a health condition?
Often, yes. Many existing conditions can still qualify, including diabetes with A1C levels up to 9. Bring your questions to the consultation.
Do I need a medical exam?
It depends on the policy and the coverage amount. Many streamlined options don't require one.
Does the consultation cost anything?
No. The first consultation is free and there's no obligation to buy anything.
See if you qualify
A short, free call is all it takes to find out what coverage you can get.
